Whether its texting, “twittering”, IMing”, whatever the tech jargon might be for the day, you see youth pounding their finger tips away on their blackberry blueberry apple sidekick rio cell phones every s-i-n-g-l-e day –clockless. And that’s no exaggeration:  Grocery stores, bookstores, movie theaters, restaurants –heck even while driving to the effect that states are passing laws banning the habit. But you can hardly blame them, texting can be highly addicting. Perhaps it’s because sending messages feels less obtrusive than interrupting someone with pesty phone calls and voicemails.

Whatever the reason, even old generations are jumping on the texting bandwagon along with the rest of the media.  Television, radio, and online programmers have made jackpot asking teens to text for social networking, reporting, contest, and polling purposes. Not to mention cell phone providers who have been texting messaging members their payment dates and balances for awhile now, and advertiser paying big bucks to start spamming the devices as well. So it’s about time all banks got with the program, and during this economic crunch, they really can’t afford to leave any stone unturned in the search for new customers. According to research funded by Microsoft, “Millennials predominantly go online for most basic transactions with their banks, such as viewing an account balances (74 percent) or paying bills (70 percent)”.

Enough said. Banking, eating, dating, gaming, shopping, and working all through the use of our mobile hand held devices, 24/7, 365 days a year? Patience is truly going to be a virtue in the not too far future.

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